Residential Water Damage Claim

Insurance Company’s Original Offer
Recoupment by Noble Public Adjusting Group
Percentage difference between original offer and settlement with Noble

Insurance Company’s Offer


Noble's Settlement


Total Increase


Percent of Increase


A shower pan leak caused damages to this high valued home in the Gulf of Mexico.  There was some wind damage that the Insurance Company was willing to pay for, but the problem was that there was a tremendous amount of damage that was overlooked by the staff adjuster involving a shower pan leak that contributed to the exterior damages as well.  After Noble Public Adjusting Group was hired and brought on the scene, the Insurance Company sent out a team of supposed experts, including a structural engineer, architect, and building consultants to defend their stance and solidify the low payout.  Unfortunately for them, debating teams of experts is nothing new to the staff at Noble.  By using evidence, logic and policy, Noble succeeded in exposing all of the damages and the intent of the insurer.

If the policyholder had accepted the low payout, he would have ultimately accepted a patchwork performance on his expensive exterior stucco, rendering it inconsistent by color and thickness.  For a home in this particular area and price-range, those inconsistencies could be detrimental to the value of the property.  Noble demanded a payout more appropriate for the policyholder that concluded with the entire exterior stucco being replaced along with other miscellaneous repairs.

Noble secured an amount 55 times higher than what was originally offered.