Public Adjusters in Wyoming

A public adjuster is a licensed professional who represents the policyholder’s interests in evaluating property insurance claims, preparing claim documentation, and negotiating with the insurance company. They work for you — not for your insurer — and can help ensure your claim is thoroughly documented and fairly evaluated.

Yes. Wyoming requires a public adjuster license issued by the Wyoming Department of Insurance for anyone adjusting or negotiating property and casualty claims on behalf of a policyholder in the state.

1. Be at least 18 years old with a resident address or apply as a non-resident.
2. Pass the Wyoming Adjuster Exam (often the Property and Casualty Consultant exam or the state-specific adjuster test) before applying.
3. Submit the public adjuster license application and required fee ($100 for residents, $150 for non-residents) to the Wyoming Department of Insurance.
4. Provide fingerprints and complete a background check (required for resident and DHS applicants).
5. Receive approval and be issued your active license.

Yes. Non-residents can apply for a Wyoming license if they already hold a valid adjuster license in their home state. If their home state doesn’t license adjusters, they may apply under a Designated Home State (DHS) license, provided they meet exam and background requirements.

• Review and interpret your insurance policy and coverage limits.
• Inspect and document property damage thoroughly.
• Prepare detailed claim documentation to support your case.
• Negotiate with your insurer to pursue a fair settlement.

Yes. Licensed public adjusters in Wyoming must complete 24 hours of continuing education (CE) every two years, including at least 3 hours in ethics, to maintain their license.

Public adjuster licenses in Wyoming must be renewed every two years, typically on the last day of the month of your birthday.

• The scope of services and responsibilities.
• How compensation is calculated (fees or contingency).
• Duration and termination clauses.
• Adjuster’s license details and contact info.

• Public Adjuster: Works for you, the policyholder, to maximize your claim and ensure full coverage for your loss.
• Insurance Company Adjuster: Works for the insurer and evaluates your claim from the insurance company’s perspective.