Noble is Your Wildcard Against the Insurance Company
To say that 2020 has been a complete whirlwind would be the understatement of the year. With the Coronavirus pandemic alone, it’s enough to stress anyone out. It’s also been one of the busiest hurricane seasons on record. There have already been 26 named storms, 9 hurricanes and 3 major hurricanes. The season’s planned names have already been exhausted and the Greek alphabet is now in use. With six-weeks still left in the season, this could still change! Needless to say, thousands have been affected by these storms and are left with damaged and destroyed homes. On top of everything else, they’re stuck dealing with complicated insurance claims and hoping to get a fair settlement. This leads to the question, what do you do when you have an underpaid insurance clai
It Was Designed This Way!
If this is your first time filing an insurance claim, you’ll realize rather quickly that it’s not a straightforward process! You’ll also find out the settlement offer probably won’t be enough to cover the expenses to fully repair your property. It wasn’t a mistake – it was designed this way! Insurance adjusters (obviously) work for the insurance company. Their job is to focus on saving the company money, not paying their clients the full amount they’re entitled to. Think about that for a second. If claims were paid fairly during a catastrophic event, insurance companies would lose more money than what’s being brought in.
However, they often use a variety of tactics to make you believe they’re looking out for the client’s best interest. For example, they might position the claim to make it seem like they’re doing you a “favor.” They could say you’re going to get more money for specific coverages, while lacking to provide adequate coverage in other areas. The reality is that they’re underpaying the claim and hoping to settle it before you realize. This puts the insured at an unfair disadvantage.
What to do When You Have an Underpaid Insurance Claim?
You don’t have to accept an underpaid insurance claim. At Noble Public Adjusting Group, we work for you and NOT the insurance company. When you’re offered a lower settlement, you shouldn’t try to negotiate with them on your own. They are trained insurance professionals. You’re (most likely) not. Shouldn’t you have a team of experts on your side to defend your claim for a higher settlement? This is where Noble can step in!
Let Noble be your wildcard against the insurance company! You’ll have a team of insurance professionals who understand insurance law and all the tactics they use to underpay their clients. We are licensed and highly regulated by the state in which we practice. We have the authority to do everything an insurance adjuster does but work on your behalf to negotiate a higher settlement. Noble is also the largest public adjusting firm in the U.S. with an integrated network of experts. So, you can have the assurance that your claim will be taken seriously and handled professionally.
When should you hire Noble?
There isn’t a specific answer to this question. We can take on your insurance claim at any point! Some clients initially think their insurance company will give them a fair offer and take a “wait and see” approach. Unfortunately, they almost always offer a lower settlement than is merited. That’s when they decide to contact Noble to handle their claim.
If you find yourself in this situation, there is good news! We can gladly take on your claim! Take Ms. Anne Hall’s claim as an example. Her property had extensive damage from Hurricane Michael. Prior to hiring us, she got an initial settlement of $410. After this absurd offer, she hired Noble and wound up with a final settlement of $409,000! This makes a huge difference, especially when trying to repair your home back to its pre-loss condition!
On the other hand, we have many clients who contact us at the start of their claim! Especially clients we’ve worked with and handled claims for in the past. Once they’ve experienced the Noble difference first-hand, they don’t ever want to deal with another insurance company on their own. Lastly, if a claim has been denied, or closed, we can reopen it. Our team has converted plenty of claims from unfairly “denied” and “underpaid” to a more appropriate “final settlement.”
Not sure if you received a fair settlement?
If you feel that you’ve been offered an underpaid insurance claim, it’s always wise to contact Noble. Even if you’re unsure and want a second opinion, we can investigate it for you without any obligation to hire us! One of our public adjusters will come out to your property to inspect the damages and review your insurance policy. We’ll give you an honest opinion as to whether you should be entitled to more money for your claim. If so, we can take on your claim and get you on the road to a settlement you deserve!