We write your estimate for you!
Insurance companies are willing to take your handwritten estimate because most of the time an amateur estimate will have inaccurate pricing and a lot of line items missing. This ultimately saves them money. An estimate written by a professional loss estimator will include things that you’ve probably never heard of. For example; braces and joints within the walls and ceilings that you didn’t know were there, didn’t realize were damaged, or that need to be brought up to code.
Some things can cost you money, that you may not even think about, so the pricing on their estimate may need to be changed to reflect what it will actually cost you to repair your property. A professional estimator knows many things like this and also about construction, building codes, and state statutes that you or even your contractor may not know.
Noble Public Adjusting Group loss estimators are willing to “scope” your property and write a professional estimate with our company header, in a format that the insurance company can’t refute. This is part of the package you get when you hire us to represent you on your claim, but we don’t mind writing estimates for anyone who may be trying to negotiate their own claim or contractors who need a solid estimate written for their job. Estimate pricing is based on a combination of time it takes to drive to and scope the property and the amount of line items the estimate produces. Please call the office to talk to an estimator about your needs if you’re interested.
As of 2013 most states have made it illegal for contractors to negotiate insurance claims for their clients. It’s not just frowned upon, contractors that choose to continue negotiating claims have been arrested and fined.
Noble offers estimate writing and appraisal services that can help make up for the losses endured because of the new laws. If you’re a contractor and would like to know more about how the appraisal can help your clients, please give us a call and ask how we can help.
Using a public claims adjuster increases insurance claim payouts by 747% on average, according to a government study.