From initial contact to the final closing of your claim, noble is there with you!
After it’s been determined that there is adequate damage and a “case”, a contract is signed. No fine print or fancy wording, just a contract to say you give us permission to represent you and to speak with the Insurance company on your behalf.
The next step is to “scope” the property including taking pictures, measurements, and other information about the damages. This can be done the same day of your free inspection or when you’re ready. We work 6 days a week, so we are flexible for your schedule.
We notify your Insurance company, send the proper forms and our damage estimate. Usually this is when they send out their staff adjuster to write up an estimate on their behalf. We meet with them at your property, you can decide to be there or not. Vacation homes are something we see quite often, so it’s OK if you can’t be there.
After the staff adjuster’s estimate is turned into the Insurance company, they dictate what will be paid on your claim. This begins the negotiations, and we do all of this for you. It can range from a few days to a few months depending on the company. Our staff is in touch with them nearly every day to ensure their diligence and swift resolution. You can see all notes and status updates in our 24/7 Client Access log.
Finally there will be an agreement for a fair allotment. Within days the Insurance company usually issues a check by mail to you and your PA to cover your damages and costs. Rarely, when the Insurance company refuses to concede, the claim can move into a phase called appraisal or eventually litigation (but more than 95% of these court cases rule in favor of the property owner). To learn more about what appraisal is, click here.
You’ve paid your insurance company for years so don’t settle for less than what you’ve paid for now that it’s their turn to take care of you. We’ll fight to get you the full relief that your insurance policy has promised you.
A study performed by The Office of Program Policy Analysis and Government Accountability (OPPAGA) determined that policy holders who use a Public Adjuster receive a 747% higher claim pay-out than those who choose to file their claims alone. That number is astounding.
The insurance adjuster works for the insurance company, naturally they are prone to be a little bias. If they gave the max amount on each claim, it’s safe to assume they may not have a job for long. That’s why it’s important to understand your rights as the insured, and to know where your negotiating power lies. We thoroughly enjoy our job, helping the public, who otherwise have no advocate or defense against the insurance company.
FL Lic# W140390
GA Lic# 2850276
TN Lic# 2473502
MS Lic# 10677253
SC Lic# 16363172
NC Lic# 16363172
FL Lic# W301440
GA Lic# 3321543
TN Lic# 2473499
TX Lic# 2493844
SC Lic# 17342129
NC Lic# 17342129
MS Lic# 10677250