If you are like many homeowners, when you hear the words ‘insurance adjuster’ you picture a guy sent out by your insurance company to assess damage when you file a claim. And you would be right. But what you might not realize is that as a homeowner you are not locked into the amount of the claim that insurance adjuster decides to file.
Think about it. The insurance adjuster by definition works for the insurance company. And not to say that insurance adjusters as a whole are not honest, but it is in his best interest to have the insurance company pay out as little as possible on homeowners claims. After all, if he continuously doled out the most payment possible to homeowners on any insurance claims he would pretty quickly be out of a job. It is his JOB to make sure the insurance company spends the least amount possible to satisfy a claim. This is simple math and the bottom line is the goal of the insurance adjuster and his company, the bottom line which is profit. The way the world works, unfortunately.
Clearing Up Any Confusion-Public Adjusters Work for YOU
A public adjuster’s job is just the opposite of an insurance adjusters job. A public adjuster works for YOU, making sure you get as much money for your homeowner claim as humanly possible. As a result of this fact, there is very often a battle going on between the insurance company/adjuster and the public adjuster you hire independently. We know that battle is not a very nice word, so for the sake of propriety let’s call it a negotiation. Your personal public adjuster goes to work negotiating the best payout from the insurance company that you as a homeowner can possibly receive.
As THE preferred public adjuster in Florida, Noble Public Adjusting Group defines the right way a public adjuster should behave. Not to toot our own horn too much, but when we are able to get a homeowner with storm damage, roofing, plumbing, or other issues that require an insurance claim all of the money they deserve, we feel kind of like Superman. We love helping people and that’s our bottom line.
How Our Process Works:
To explain in a nutshell how the process works when you hire us as your public adjuster in Florida, here is a simple list:
- You experience damage
- You then contact Noble Public Adjusting Group
- We perform a free inspection of the damage
- we determine the legitimacy of your claim
- together we enter into a contract
- Noble contacts your insurance company
- We write up an estimate
- Our company files the claim and all of the necessary paperwork
- Nobles Public Adjusting Group negotiates with the insurance company about your claim
- Our people meet with the insurance company for further negotiation
- We fight for your settlement
- We close the claim
- Your insurance company sends you a check
- You smile
- We smile.
Of course, the above list is just us having a bit of fun too, but follow this link to read on our website how our process works. Also, take a little time for some more fun and watch our TV show, Insurance Wars. We honestly have a blast taking on the insurance companies on behalf of our clients, the bigger the insurance company the better! If you hire us as your Florida public adjuster and want to be on TV, we are more than happy to give you your 15 minutes of fame.
Remember, a Public Adjuster Works for YOU
Hopefully, this blog post has cleared up any confusion you may have had when it comes to understanding the difference between an insurance adjuster and a public adjuster. As you can tell, the difference is like day and night. Not to say the insurance adjuster is not a perfectly nice guy, but when it comes to getting the most out of your insurance claim as a homeowner, a public adjuster can truly feel like your hero.
We welcome comments and questions in response to this blog post. If you are on social media, please feel free to share this post with your peers. Everyone who is a homeowner deserves to understand the information we have supplied here. Thank you for reading this early January blog post and we hope all of our readers have the greatest 2018 on record!
Important Things to Keep in Mind
Also, remember the following if you have a homeowner insurance claim to file or one in progress:
If you have already filed a claim with your insurance company, or the claim needs to be filed, or even if the claim has been closed and you are dissatisfied with the payout, Noble Public Adjusting Group can represent you at any point in the claim process. Amazingly, using a Public Adjuster increases insurance claims by an average of 747%. And that is according to a government study.