If you found this blog post as a result of searching online for help with a Pensacola fire loss, first and foremost let us offer our sincere condolences. Nothing is quite as devastating as losing your home and valuables to fire. Noble Public Adjusting Group has helped many homeowners in Pensacola with fire loss insurance claims, so we have seen first hand the devastation homeowners experience at the loss of their home to fire.
Do You Need Fire Loss Recovery Help in Pensacola?
Our biggest piece of advice for Pensacola homeowners who have lost their homes to fire is this; after you make sure everyone is safe and have called the proper emergency services, make Noble your very next phone call. By doing so, you will assure yourself and your family that your fire loss insurance claim will be properly and promptly filed and handled from that point forward. You have enough on your plate recovering from this awful loss without having the headaches of dealing with your insurance company. And the fact is, by hiring a public adjuster you won’t take the chance of even having your claim denied. Insurance companies are in the business of profit. They have no problem denying claims, in fact, the staff adjuster they send out to inspect the damages you have received to your Pensacola home due to fire will do their level best to try to deny your claim or pay as little as possible in a settlement.
The fact is, you need someone on your side. Noble Public Adjusting Group does not work for insurance companies, we work for you, the policyholder. Handling fire loss insurance claims is one of our main specialties.
Rest assured, your insurance company is not on your side. The worst example of how insurance companies can give policyholders the runaround is when there is a large volume of claims. A fine example of this was when Hurricane Matthew devastated many areas of Florida in 2017. Insurance companies could not keep up. They sent staff adjusters who didn’t know what they were doing. Oftentimes the insurance company will send out of state adjusters they have to call in during major events because they are so understaffed. These adjusters have no idea of the property values in Florida. Besides the fact that their job is to pay out as little of the insurance company’s money as they can get away with, or even totally deny claims.
Although your fire loss in Pensacola may not be part of a catastrophic event such as a hurricane, you still need a public adjuster to handle your insurance claim. The same circumstances we mentioned above about staff adjusters sent by insurance companies to make claim estimates and trying to save the insurance company they are employed by money still rings true.
When you hire Noble Public Adjusting Group to file and handle your insurance claim for your Pensacola home fire loss, we file the claim, help you find a vetted fire restoration specialist in the Pensacola area, and keep in constant contact with your insurance company with phone calls and emails until you receive the proper settlement for your loss. If you have never used the services of a public adjuster before, consider this article from Adjusters International, What The Press Has to Say About Public Adjusters. Here is just one quote of many from that article from people who have used a public adjuster:
…Many homeowners don’t fully understand their property insurance policies and are at a disadvantage when negotiating with insurers about repairs needed after a fire, theft, hurricane or other disaster. …
This week, Insurance Consumer Advocate Sean Shaw plans to make legislative recommendations on how to speed up claims—based on several forums he held recently to address complaints from consumers about the process.
Shaw wants consumers to hire reputable, licensed public adjusters when help is needed with complicated claims. Consumers should be clear on the fee and what it includes, he said.
‘Most of the time, I’d argue [insurance companies] do the right thing, but for those times they don’t, you’d sure like to have a public adjuster there fighting for you,’ he said. …
South Florida Sun-Sentinel
Public Insurance Adjusters: An Alternative to Helping Policyholders Win Claims
The most important thing Noble Public Adjusting Group wants you to take from this blog post is that we will be with you every step of the way as you recover from your Pensacola fire loss. Noble has an office in Pensacola. We are also the only fully-staffed public adjuster in the Florida Panhandle.