How to Search and Find a Public Adjuster Near Me
Losing or damage of property by storm damage can be devastating and takes a toll on a person. However, your insurance claim can be a relief for this loss frustration. Here you may want to consider hiring a public adjuster. A public adjuster not only handles your insurance claim process but also makes sure to get you more settlement for your loss. A public adjuster is what you need in a situation like Hurricane Ian, which struck Southwest Florida residents in need of insurance claims assistance. Ian was a category 4 major hurricane devastated homes and businesses in its path.
But the question is, how you can find a public adjuster near you and how you would know that you found the right one?
Well, in this post, we’ll attempt to unpack all of the reasons why you need a public adjuster and will provide some tips to consider for the process when looking to hire a public adjuster. So, let’s get started.
Why You Need to Consider Hiring a Public Adjuster
A public adjuster is someone who knows all the complicated stuff about the insurance claim process that you may not have thought to consider. In addition, they possess extensive knowledge and expertise of the process as a result of years of experience from hundreds of claims, or in Noble’s case, in the tens of thousands of property insurance claims. This saves a lot of your time and effort. Having a public adjuster on your side, fighting for your best interests, increases the likelihood of fair settlements to properly pay for the rebuild of your property damage back to its pre-loss condition.
In the next several paragraphs, we will provide some useful and practical tips to act on, by doing your own research and due diligence, so you can get the best public adjuster to effectively represent you on your insurance claim!
Key Considerations While Hiring a Public Adjuster
Here is the list of key considerations you should make when you are on a public adjuster hunt. Let’s have a look at them.
1) Check Their Licensing
All proven and reputable public adjusters have active licenses. Every state has some rules while issuing licenses to public adjusters such as their expertise and education. So, you must check for their license to avoid any chances of scams. In Florida, you can search for licensing status directly on the Florida Department of Business and Professional Regulation website portal, by name or their public adjuster license number.
2) Look for Industry Association Memberships
There are many associations of public adjusters out there. These associations can be both national and local. You can find many public adjusters in these types of associations. A public adjuster who is a part of such organizations would be more serious about their profession than one who is not a member. In Florida, the key association is FAPIA. So, look for the company founders’ membership in the FAPIA database. (note: Noble’s founder is James Williamson)
3) Property Insurance Claims Experience Matters
Analyze the property insurance industry experience and expertise of a public adjuster as a key part of the consideration. A public adjuster who has a previous record of handling of residential and commercial property insurance claims. These kinds of public adjuster firms will be useful and effective for your insurance claim. Unfortunately, too often we have had clients represented by someone not experienced in the property insurance claim industry. An unfortunately common example: a real estate attorney or family law attorney takes on the property insurance claim, and has discovered the hard way, the property insurance claim process and laws are completely foreign. As a result, sometimes even more than a year later, we are contacted by the homeowner or the attorney representing them, asking for us to step in and help.
4) Transparent Rates/Fees
First, a good public adjuster will have transparent fee rates, plainly written in their contracts. And as anyone with experience in receiving high quality service, regardless of industry, it typically comes at an equivalent level of price. However, when it comes to public adjusting, a good public adjuster is worth the money, because in large part they are essentially paying for themselves with the settlement resulting in significantly higher payouts. That statement is not an opinion, as this has been statistically proven by an independent study and report by the Office of Program Policy Analysis & Government Accountability (OPPAGA), as the graphic below illustrates.
5) Get References
It is also helpful if you know a person who has hired a public adjuster previously, because you can likely see that feedback as being unbiased. Accordingly, it allows you to also have at least one trusted reference point of how a public adjuster works and how successfully their track record may be. Therefore, having references and checking them is a great option while searching for a public adjuster. After you do your research, you will likely conclude that in Florida, Noble Public Adjusting Group will be the best option because you can check for their previous and extensive track record of how they’ve successfully supported their clients in thousands of cases.
6) Visit Their Website
In this day and age, every legitimate company or firm has a website where they show what they offer, what their services are, contact details, and also client testimonials. Furthermore, having a website for your business makes you look more professional and serious about your profession. So, in instances where you come across a public adjuster who does not have a website, this might count as a red flag. As a good rule of thumb, you should avoid these types of companies as they may be unprofessional, not very resourced, or worse, they could very well be scammers. No need to take the risk and find out.
7) Check for Expertise
Finally, when hiring a public adjuster, you must consider their expertise. For example, if you have a loss caused by a flood, a commercial public adjuster might not be as useful as one who has expertise in flood-related insurance claims. Thus, you must look for their field of expertise so you can have the best and most effective services out there.
The Best Public Adjuster in Florida
Noble Public Adjusting Group is the most reputable public adjuster group in Florida, with a long track record for delivering results for thousands of clients. We fulfill all the requirements of an effective adjuster that we have mentioned above. We have an incredible track record of successfully working for many clients. We enable you to get more settlements on your insurance just like they claim. You can navigate our website for further details on our services and you can also find our contact information.
Check Out Our Reality TV Show, “Insurance Wars”
A lot of what we do appears on our hit TV show “Insurance Wars”. We created this show to shed light on the actual battle between the insurance adjuster and the public adjuster to settle a claim for our clients. “Insurance Wars” allows clients to share their personal stories of their life being turned upside down after being affected by natural disasters, and in desperate need of help and advice. The misconception of public adjusters gets proven false time and again after Noble interjects the expertise and knowledge our employees provide.